Epic Savings! Take advantage of a Year 1 Rate of 2.99% (5.786% APR)* or flex cash equivalent on every home sold and closed by May 30, 2025. Experience tranquil living at Carmel Ranch, K. Hovnanian's gated community of new homes for sale in Oakdale, CA. Choose from 4 beautiful floorplans of up to 2,752 sq. ft., 5 beds, and 3 baths. Select plans include options for our signature Extra Suite Plus, a self-contained living space within your home, ideal for multi-generational living or housing extended guests. Each home at Carmel Ranch is offered in one of our interior design Looks: Elements, Loft, Farmhouse, or Classic. With our streamlined, innovative Looks process, you can choose and develop an interior that reflects your taste, and evokes a