Closing your oldest credit card can trigger a drop in your credit score for reasons most people never see coming.

Still, 44% of BNPL users worry about how these loans could affect their credit score — and with good reason. Credit scoring ...

Several online services provide one or more credit scores for free, but check whether you're receiving your VantageScore or ...

Natalie Campisi is a senior journalist who covers personal finance, balancing timely news with in-depth enterprise reporting. Her mission is to make complex financial issues clear and accessible for ...

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...

A loan closure can nudge your score up or down depending on timing, repayment history and what else is in your credit file. Here’s how it actually works.

BAKERSFIELD, Calif. (KERO) — Starting April 1st, landlords with units above 16 must allow tenants to report positive rental payments to credit bureaus. This law aims to help tenants, especially those ...