If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for ...

A Roth IRA is considered by many financial experts to be the best retirement plan out there. Workers can invest money on an ...

Strategizing retirement savings in your 20s can be a daunting task. That is the dilemma of Reddit member in the subreddit ...

After two years of informal investing, Money Talks columnist Darnell Mayberry gives his daughter a structured pay ...

Can you retire at 65 with $750,000 in a Roth IRA and $1,800 in monthly Social Security? Based on median incomes and the 10x ...

A Reddit user is trying to decide what to do with his retirement funds. He has never contributed to a Roth IRA, but has been investing 14% of his income into his workplace 401(k) plan. He’s 42 with ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

There’s been a lot of buzz lately about converting funds from a 401(k) to a Roth IRA. Whether or not it’s a wise decision for a 49-year-old depends entirely on the specifics of their situation. Before ...

As bad as the situation is, there is one silver lining: Although converting money from one account to a Roth IRA will still require you to pay taxes, your tax rate is likely to be lower than it would ...

Roth IRA contributions can be withdrawn anytime without taxes or penalties. Converted Roth IRA funds are tax- and penalty-free after five years from Jan. 1 of the year of the conversion.

The SECURE Act largely eliminated the so-called stretch IRA that allowed non-spouse beneficiaries to take distributions over their lifetimes.