PFCs are most notable because they determine annual percentage rate (APR) of a loan. Lenders are required by law to disclose APR. This is a good idea in concept, but not so simple in practice.

Here's what you need to know about credit cards with an introductory 0% APR and whether they're a good fit for you.

The annual percentage rate (APR) is the interest rate plus additional fees and any points. Interest rates are influenced by factors such as your credit score, the lender you work with, inflation ...

Top lenders like Upstart and LightStream have a starting annual percentage rate (APR) under 8 percent. Provided you have excellent credit and a strong income, you may be able to qualify for a low ...

The APR, or Annual Percentage Rate, of a loan is the amount of interest you’ll be charged in one year for that loan. The APR is determined by the interest rate for your car loan. It also includes fees ...