Personal bankruptcy filings are soaring this year due to ‘mounting financial pressure’ — but how do you know when you need a ‘financial reset’?

Bankruptcy is an option when you are facing serious financial difficulties. Chapter 7 bankruptcy is a way to legally ...

For young people in debt, bankruptcy seems like a get out of jail free card. Is it?

You might be able to negotiate debt settlement with your lender, either by yourself or with the help of a credit counselor or debt settlement company. There are even AI tools that will negotiate for ...