Pet insurance can help you avoid sky-high bills if your animal needs emergency vet care or surgery, and in some cases, it can even cover basics like exams, vaccinations, and medications for chronic ...

Matt Richardson is the senior managing editor for the Managing Your Money section for CBSNews.com. He writes and edits content about personal finance ranging from savings to investing to insurance.

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. The best ...