Many Americans—about half—carry credit card debt from month to month, and about 53 percent of them have been in debt for more than a year, according to a survey by Bankrate.com. Households with credit ...

Credit counselors offer free budgeting assistance and other services to help your finances. Many, or all, of the products featured on this page are from our advertising partners who compensate us when ...

Unmanageable high-interest debt can be a heavy burden on a consumer's finances. It can seem like no matter how much you try to pay it off, the balances keep growing as interest accrues over time. Ten ...

Some of the links in this post are from our sponsors. We provide you with accurate, reliable information. Learn more about how we make money and select our advertising partners. When you’re struggling ...

If you can’t keep up with your monthly credit card payments, don’t pay big fees to a debt consolidator to get you off the hook. That’s one of the cardinal rules that would help cut down on the kind of ...

WASHINGTON — Edidiong Obot is working on her second master’s degree at Georgetown University. Like many students, she has faced student loans and credit card debt. “It was somewhere between $30-50,000 ...

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...