When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Freezing your credit reports with Equifax, Experian, and TransUnion has become a straightforward and cost-free process, thanks to the 2018 economic stabilization act. This measure empowers consumers ...

Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.

A federal rule restricting the debt’s inclusion has been canceled. Now, the consumer bureau is trying to overturn state ...

Medical debt is an often unmanageable or unpredictable challenge that just hits people like a ton of bricks out of nowhere,” said AG Weiser.

The Consumer Financial Protection Bureau released a notice Oct. 28 clarifying that the Fair Credit Reporting Act preempts state laws on credit reporting, including those regarding medical debt.

MBA says tri-merge credit checks cost lenders up to $100 per loan, doubling since pre-COVID, as industry pushes for a cheaper, single-report model The Mortgage Bankers Association (MBA) is renewing ...

Not paying your credit card bills on time can affect your finances and residents in some states are having to manage this ...

Peterson says many of her clients are recent immigrants from Venezuela and have difficulty navigating the U.S. credit system ...

The report also shows Americans’ student loan debt hit a new record, at $1.65 trillion. A lot more borrowers are missing ...