Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.
Like it or not, most of us survive and thrive based on our creditworthiness. Financing a car, buying a house, and even ...
FICO’s analysis reveals how student loan repayment, shifting payment priorities, and generational differences are transforming credit behavior across the U.S. FICO (NYSE:FICO), the leading analytics ...
Having a perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth in 2025.
Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's ...
As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.
As consumers turn to their credit cards to offset rising costs, credit scores are feeling the strain. Here's what to do if ...
New VantageScore credit model now accepted for FHA and VA loans. Competition with FICO could help first-time buyers and veterans qualify. Free tools available to monitor and improve credit scores ...
SharperLending Solutions is now offering the FICO® Score Mortgage Simulator on the SharperLending Credit Platform.
CIC Credit has announced that it will participate in the FICO Mortgage Direct License Program, a new initiative from global analytics software provider. The program streamlines score access, enabling ...
FICO® Score Mortgage Simulator gives mortgage professionals the ability to simulate how changes in an applicant’s credit report data can impact their FICO® Score. The tool empowers lenders and ...
Among those with the most to gain from rent reporting are the nearly 49 million adult Americans who don't have a credit score to begin with. More than half (53%) are "credit invisible,” or have ...