Knowing what credit score you start with, how it’s calculated and how to build and maintain a good score is crucial to getting the best rates and terms on credit you take out in ...

It’s a little bit odd that a number on a paper or screen can make us feel something so deep inside the pit of our stomachs, isn’t it? But that’s […] ...

Your credit score isn’t assigned by banks or credit issuers. Instead, credit bureaus, such as Equifax, Experian and TransUnion, give you a number based on factors like payment history, amounts owed, ...

Although Experian is the largest credit bureau in the U.S., TransUnion and Equifax are widely considered to be just as accurate and important. When it comes to credit scoring models, however, there is ...

FICO announced earlier this year that consumers' credit scores would start taking into account Buy Now, Pay Later loans this ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

Credit scores existed for decades before 1989. What changed that year was the introduction of the FICO score, the first generic credit scoring system. Previously, lenders developed and used their own ...

Credit cards for bad credit include both unsecured cards with no collateral requirement and secured credit cards that require ...

With federal pressure mounting and fintech innovations accelerating, the credit score system landlords used to know isn't the same anymore. In 2025, three big updates are changing how credit scores ...

FICO announced that two new scores coming this fall will incorporate BNPL activity. The new scores will treat BNPL differently from other credit and loan products. Consumers who use BNPL responsibly ...