There is no standard minimum credit score required to refinance a car loan, but higher scores often secure better rates. You ...

As you get familiar with your credit, you’ll quickly realize multiple types of scores exist. Although both FICO scores and credit scores exist, understanding which one lenders use can be helpful.

There are many factors that go into calculating your score and it can be tricky to achieve a great score at a young age.

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers.

Learn what a credit history is, how it affects your credit score and report, and tips for improving it. Unlock better loan ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

FICO plans to include “buy now, pay later” histories in credit scores, marking the first time a leading credit score provider will include the data. FICO announced two new credit scores earlier this ...

How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Many consumers have been using buy now, pay later payment options like Affirm, PayPal Credit or Klarna — surveys put usage at 20% to 30%. It’s not only convenient, but some people also like that these ...