Have you ever spotted a mistake on your credit report or wondered why your loan application got rejected without much explanation? If so, you’re not alone. Understanding exactly what the Fair Credit ...

Forbes contributors publish independent expert analyses and insights. I share strategies for getting ahead financially and building wealth. The Fair Credit Reporting Act gave you the right to check ...

A credit reporting agency is a company that compiles information about your borrowing history into a credit report. Also called credit bureaus, credit reporting agencies primarily sell reports to ...

When you apply for a credit card or loan, the bank will likely pull a credit report. Those credit reports are pulled from consumer reporting agencies. The most familiar consumer reporting agencies are ...