Discover how homeowners insurance protects against winter storm damage. Learn what's covered, from wind and snow to frozen pipes, and understand key exclusions to safeguard your home.

Some insurance companies automatically include replacement cost for dwelling and personal property coverage, while other ...

The average cost of a homeowners policy has risen more than 30% since 2020. Yet you can still find ways to save on insurance, ...

You may add coverage or endorsements to bolster a standard policy. Home insurance is meant to help minimize the financial impact of costly, unexpected damage to your home and property. When ...

Higher property taxes and increased homeowner’s insurance premiums add to housing costs, forcing homeowners to search for ways to reduce their expenses.

Unfortunately, insurance doesn't function like a gas or electric company; even in the face of disaster, insurers aren't obligated to service your home. And while homeowners insurance isn't legally ...

Standard homeowners insurance policies may not fully cover wildfire-related risks. Adding specific endorsements or riders can enhance your policy by covering additional expenses, such as debris ...

If you have valuable items like jewelry, artwork, or collectibles, standard homeowners insurance might not cover them fully. Thankfully, endorsements for high-value items are a way to increase ...

NJM offers a wide variety of endorsements, including coverage for mold and bacteria, for earthquakes and increased coverage for valuable personal property. Allstate's homeowners insurance combines ...

Understanding Your Policy Trees can enhance your property beauty and value but they can also pose risks if not properly maintained Many homeowners wonder if their insurance will cover the cost of remo ...