Plunging mortgage rates drive a jump in refinancing. Here’s how to know if you should too. Mortgage rates plummeted to the lowest level in over a year ahead of an anticipated interest-rate cut by the ...

Refinancing for a 0.25% lower rate is not generally recommended but could be worth it if you can refinance to consolidate ...

Mortgage interest rates fell to an 11-month low last week, giving both homebuyers and current homeowners looking to refinance reason for optimism. It wasn't that long ago that rates here were at their ...

“Are you a gambler?” It’s a question mortgage broker Aaron Gordon asks lots of his clients — and not just because he’s branch manager of a Guild Mortgage outside of Las Vegas, Nevada. Mortgage ...

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where ...

A closed-end second mortgage is a type of home loan that allows homeowners to borrow against their home's equity while keeping their primary mortgage unchanged. This type of loan provides a lump-sum ...

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WASHINGTON -- The Bush administration, banks, bond firms and mortgage servicers rolled out a proposal Thursday to help people with higher-cost adjustable-rate subprime mortgages more quickly and ...

Learn why early mortgage payments are mostly interest, how amortization affects this, and strategies to reduce interest costs over your loan term.

A reverse mortgage can help eliminate remaining mortgage payments. Paying off an existing home loan with a reverse mortgage ...