UPI in 2026: 12 features most users still don't use - offline payments, credit lines, autopay

With features such as offline transactions, automatic payments and bank-backed credit lines, UPI is gradually becoming a full digital payments ecosystem rather than just a transfer tool.
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SBI Update: This SBI service will not work on the night of October 25th; use UPI Lite to make payments..

The State Bank of India (SBI) has informed its customers that several of its digital banking services will be temporarily down in the early hours of October 25, 2025 (Saturday). The bank will be ...