A strong credit score can mean lower mortgage and credit-card rates. But a perfect 850 is mostly about bragging rights. Written By Written by Contributor, Buy Side Michelle Lambright Black is a ...

If you’ve ever heard the phrase “We need to check your credit,” your next question may be “What are the three credit reporting agencies?” The agencies are Equifax, Experian and TransUnion. These are ...

Credit reports detail your financial history and impact loan terms like interest rates. You can improve your credit by paying on time and managing credit account balances. Regularly review your free ...

A credit reporting agency is a company that compiles information about your borrowing history into a credit report. Also called credit bureaus, credit reporting agencies primarily sell reports to ...

Nearly half of all credit reports may contain errors, some of them costly to your credit score, according to a new watchdog report. One-quarter of the consumers were unable to access their credit ...

When you apply for a credit card or loan, the bank will likely pull a credit report. Those credit reports are pulled from consumer reporting agencies. The most familiar consumer reporting agencies are ...

Your credit score is the key to your financial future: It can determine whether you get approved for a credit card, car loan or mortgage, and what interest rate you'll pay. In some cases, your score ...