Amy Danise is the staff Senior Insurance Editor for Buy Side. She has helped consumers understand insurance for more than two decades. Many life insurance policies are distinguished by cash value ...

・The FAFSA does not count the cash value of a life insurance policy as an asset. ・A life insurance payout may count as income if it’s reported on your tax return. ・Once that payout sits in a checking, ...

Learn about variable life insurance and its risks and rewards.

A term plan is the cheapest way to secure your family’s future, but small mistakes at the start can cost you dearly later.

Both Roth IRAs and life insurance policies can provide access to tax-free income in retirement. Roth IRAs have income limits, and gains generally can’t be accessed without penalty before age 59½. The ...

“You’re worth more dead than alive!” the greedy Mr. Potter tells George Bailey in the classic film "It's a Wonderful Life," referring to Bailey’s life insurance policy. That may have been true for the ...

If you’re one of the 51% of Americans with life insurance coverage, you might consider borrowing against your policy if you need quick access to cash. If you're eligible, a life insurance policy loan ...