Some scenarios where the net of tax can be especially important include large asset purchases with sales tax, before and after-tax contributions, and income taxes for individuals or businesses.

After-tax 401(k) contributions are taxed upfront but earnings grow tax-deferred. You can exceed standard 401(k) limits with after-tax contributions, up to $69,000 in 2024 and $70,000 in 2025.

Advisors can provide tremendous value to their clients by helping them implement tax saving strategies, such as maxing out their 401(k) contributions, which can help them save taxes both now and ...

An after-tax 401(k) contribution allows you to deposit more than the $23,000 pretax limit for 2024 ($30,500 for those age 50 or older). The total 401(k) contribution limit that includes employer ...