When you apply for a mortgage, lenders typically look closely at a few key things: Proof of income and ability to make ...

When credit scores were recalculated to take rent payments into account, they improved on average by 60 points, a 2021 ...

(THE CONVERSATION) If you didn’t know much about someone, would you lend them a whole lot of money? Probably not – and banks are the same way. That’s why people with no credit history often have ...

Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit score, which can stem from having negative information on your credit reports ...

Peterson says many of her clients are recent immigrants from Venezuela and have difficulty navigating the U.S. credit system ...

(The Conversation is an independent and nonprofit source of news, analysis and commentary from academic experts.) Joonhyuk Yang, University of Notre Dame and Jung Youn Lee, Jones Graduate School of ...