Do you use a budgeting app that categorizes transactions for you? Have you ever applied for a loan online or used an app to make a payment? If so, you — along with 91% of Americans — have experienced ...

Application programming interfaces (API), open banking and banking as a service (BaaS) are making banking easier than ever, and the old ways of controlling finances and doing business are becoming ...

Data protection continues to be a central focus for small-business owners. This is imperative for business security, protecting trade secrets, and of course the data of employees and customers. The ...

It's easy to talk in the abstract about open banking, an idea that encourages the use of open APIs to share data between financial services apps. In practice, things are more difficult. To deliver ...

If a business wants to let a software program consume its banking data, it typically needs to go through a long series of processes, involving extensive paperwork and implementation, to do so.

This content has been created by the Finextra editorial team with inputs from subject matter experts at the funding sponsor. This is an excerpt from Finextra’s report, 'The Future of Digital Banking ...

U.S. open banking remains in flux, driven by private initiatives and contested by banks, while Europe benefits from well-established regulation. Open banking adoption in the U.S. is about 11%, with ...

Citizens Bank's latest foray into open banking is aimed at the annoyance of switching recurring payments from one card or bank account to another, a hurdle the bank plans to ease through a mobile app ...

Open banking is a new regulatory framework that will help Canadians manage all of their finances more efficiently and securely. Many or all of the products on this page are from partners who ...