My January 2015 and 2016 columns dealt with proposed changes to the international standards by which banks are required to calculate their risk-based capital. “Basel Committee Proposes Changes to ...
One of the most dramatic changes to the banking industry since the financial crisis is the rollout of new capital requirements for banks. Banks today are required to hold higher levels of capital, ...
Background. As part of an international effort to recalibrate how banks calculate their risk‑based capital, U.S. bank regulatory agencies (the “Agencies”) recently proposed major changes to how banks ...
Banks are not likely to see their regulatory capital requirements decline any time soon. But the way capital levels are calculated could be made more reflective of real risks, writes Allen Puwalski, ...
From the beginning the Basel Accord sought to identify a source of capital (core capital or Tier 1 capital) that would serve as a buffer in times of stress without adding to financial pressures on the ...
WASHINGTON — Jeremiah Norton, a board member of the Federal Deposit Insurance Corp., said Wednesday that regulators should consider proposing a stronger leverage ratio for banks to help protect the ...
On November 21, 2018, the Federal Reserve, Office of Comptroller of the Currency and the FDIC jointly published a notice of proposed rulemaking (the “NPR”) to provide an alternative capital system for ...
As Congress and the Trump administration struggle to lighten regulatory burdens across multiple industries, our elected representatives must take care not to inadvertently create a new regulatory ...
Regulators’ Bank Capital Proposals Don’t Go Far Enough To Improve Financial Stability While the 2023 bank capital proposals make important improvements to the regulatory framework, new CAP empirical ...
The Federal Housing Finance Agency (FHFA) is expected to re-propose a new regulatory capital framework for Fannie Mae and Freddie Mac in 2020. A new framework is clearly necessary before ending Fannie ...
The banking industry is pushing for changes to the supplementary leverage ratio, but their arguments miss the mark. The U.S. Treasury Department building in Washington, June 2017. (AP/Pablo Martinez ...