LIFE INSURANCE COMES IN three flavors. Term insurance offers plain-vanilla protection at a low cost. Then there's whole life, which has a savings component. A third type, the return of premium, is ...

Joint life insurance is a single policy that covers two people, whether they're a married couple, business partners or family members. While a joint policy usually has lower premiums than buying two ...

Adults age 65 and older shouldn't automatically dismiss the benefits of a robust life insurance plan. Here's why.

Purchasing life insurance can be critical for someone with young children at home or a partner depending on them to make ends meet. It can also be useful if you have a large debt, like a mortgage, or ...

You can typically buy life insurance well into your senior years, but your options and costs will change with age.

Life insurance provides financial security for designated beneficiaries when a policyholder dies, but some policies offer living benefits that can be valuable before their death. For example, some ...

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Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

It's that time of year again — open enrollment period, when you can review, select or change your workplace benefits. For a ...

Michelle is a lead editor at Forbes Advisor. She has been a journalist for over 35 years, writing about insurance for consumers for the last decade. Prior to covering insurance, Michelle was a ...