Explore how Equifax, Experian, and TransUnion collect and use financial data to create your credit report, influencing your credit score and lending decisions.

The Trump administration wants to thwart state efforts to remove medical debt from credit reports, potentially eroding ...

Yes, you can get a free credit report and credit score online. There’s no payment or credit card information required an ...

Your FICO score has long determined whether you could get a mortgage, car loan or credit card. That could change soon.

What’s the difference between a credit score and a credit report, and how does each affect my finances? If there’s one thing you know about your credit, it’s that it has to be good. That may sound ...

Credit scores and reports haven’t been around that long, in the grand scheme of things, anyway. The first standardized credit scoring model was FICO’s in the ’80s, and there wasn’t a ton of ...

Lenders who sell mortgages to Fannie Mae and Freddie Mac used to only be able to use FICO for loan qualification. Now there's ...

Among those with the most to gain from rent reporting are the nearly 49 million adult Americans who don't have a credit score to begin with. More than half (53%) are "credit invisible,” or have ...