When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

The credit score that matters the most is the score that your potential lender is using to determine your creditworthiness.

Congratulations: You just earned a perfect 850 credit score. That's a major financial achievement, and definitely cause for celebration. But in terms of actual, tangible benefits, a perfect credit ...

If you just hit an 850 credit score, you might feel like popping some bottles -- and you should. A perfect score is a major financial achievement, proof that you're financially responsible and capable ...

Discover what a zero balance card is and learn how it can benefit your credit score by reducing debt and managing your credit utilization effectively.