Find the minimum car insurance requirements for every state and how to understand liability limits. Many, or all, of the products featured on this page are from our advertising partners who ...

For this reason, having liability coverage is smart, even if it’s not required in your state. Minimum auto insurance coverage varies in price based on several factors, including the insurance ...

For instance, states that require PIP tend to have higher insurance prices. Florida, New Jersey, Michigan, New York and Delaware are the five most expensive states for state minimum coverage ...

With average annual rates of $2,721 for full coverage and $778 for minimum coverage, State Farm is a large and reasonably affordable national insurer.

USAA—one of the best military car insurance companies—is the cheapest for state minimum auto policies. Auto-Owners, Erie and Westfield have the next lowest rates for state minimum insurance.

Nationally, the portion of drivers on the road without car insurance started accelerating with the pandemic in 2020 and it’s kept increasing, according to a new study.