Only a tiny group hits an 850 credit score. Here are four habits they share, and how you can borrow them to boost your own ...

There are reports all over the internet that insist 30% or 50% are the “target” percentages in order to achieve great scores.

Explore business credit scores, learn how they work, factors affecting them, and effective strategies to improve them for better loan opportunities and growth.

Perfect credit, or even really good credit, opens doors for American consumers. Better interest rates on loans. Better odds of renting an apartment or landing a job. Lower insurance premiums. But how ...

Explore average credit scores among U.S. racial groups and discover factors creating disparities. Learn why some groups face ...

Only 1.76% of Americans have a perfect 850 FICO® Score in 2025. Here's who they are, what they do differently, and why ...

Experts say having a credit limit well above your usual monthly spending can help boost your credit score, so long as you resist the urge to overspend.

Mercury reports that business credit scores may not improve despite timely payments due to factors like report monitoring and ...

Californians, on average, have “good” credit scores. To compare California’s bill-paying habits with those of other states, my trusty spreadsheet analyzed two rankings of credit scores. These are the ...

I’ve heard that adding someone to your credit card will help that person establish a credit history, even if they do not use the card. Is that true?

The average credit score in February 2025 was 715, according to FICO, the data analytics firm whose scoring models are used in 90% of lending decisions. That's compared to 716 in January 2025 and 717 ...