If you can save some of your graduation cash, a Roth IRA offers a unique chance to grow your money 100% tax-free for ...

A Roth IRA is considered by many financial experts to be the best retirement plan out there. Workers can invest money on an ...

The bulk of your retirement money has already been earned, but that doesn't mean you can't make the most of what you have.

If we roll over $7,000 per yr from a traditional IRA to a Roth IRA for the next four years (which is when we will receive full Social Security), could it bump up the amount that we receive in Social ...

Strategizing retirement savings in your 20s can be a daunting task. That is the dilemma of Reddit member in the subreddit ...

A Reddit user is trying to decide what to do with his retirement funds. He has never contributed to a Roth IRA, but has been investing 14% of his income into his workplace 401(k) plan. He’s 42 with ...

After two years of informal investing, Money Talks columnist Darnell Mayberry gives his daughter a structured pay ...

If you're a new investor, you have several decisions to make. For example, you must determine where to invest. Ideally, you ...

Roth 401(k)s offer a number of benefits, including tax-free gains and withdrawals. But before you get your mind set on one, ...

As bad as the situation is, there is one silver lining: Although converting money from one account to a Roth IRA will still require you to pay taxes, your tax rate is likely to be lower than it would ...

There’s been a lot of buzz lately about converting funds from a 401(k) to a Roth IRA. Whether or not it’s a wise decision for a 49-year-old depends entirely on the specifics of their situation. Before ...