Most credit card payments are processed within three days. As long as you make a digital payment by 5 p.m. on the due date, you shouldn't incur penalties.

It’s never fun to miss a credit card payment, but as a credit card expert, it’s especially embarrassing. So I do all I can to make sure that never happens.

What Happens When You Miss a Credit Card Payment? If you have failed to make a credit card minimum payment for more than 30 days, card issuers generally consider that a missed payment.

If you're a few days late on your credit card payment, you can still make it right without it affecting your credit score. You'll most likely face a late fee, but you can ask your issuer to waive ...