GOBankingRates on MSN
Best CD rates today: December 22, 2025 — earn up to 5.11% APY
The best CD rates today still offer up to 5.11% APY even after the Fed cut rates. Consider acting now before the next rate ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking ...
Learn how to open a Certificate of Deposit (CD) in easy steps. Compare providers, choose your CD type, submit an application, ...
The highest APY available changes frequently. As of December 10, 2025, Digital Federal Credit Union offers 5.00% APY on the first $1,000 deposited. Other institutions offer up to 4.60%, according to ...
Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates continue to trend lower.
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