While inflation is part of the equation, the frequent intense storms over the last two years in Oklahoma have contributed to the rising costs.

A home insurance quote is an estimate of your home insurance ... states with average annual rates above $4,000 for the same coverage include Oklahoma, Louisiana, and Mississippi.

An insurance company's quote is a starting ... Cincinnati Insurance homeowners policies are available nationwide except in Alaska, Louisiana, Mississippi, Oklahoma and South Dakota Membership ...

These factors mean Oklahoma drivers are more likely to file claims, which makes their insurance more expensive. State Farm has the most affordable quotes for minimum liability insurance in Oklahoma.

On the other hand, anyone can request a quote from Amica. USAA's standard homeowners insurance covers more than Amica's, such as replacement cost coverage and up to $5,000 in identity theft coverage.

Severe storms that produce hail and tornadoes are second only to hurricanes in terms of expensive insurance claims, potentially leading to higher home insurance rates this year. "There was about a 30% ...