Want to settle your credit card debt in the new year? Here's what to do now to increase your odds of approval.

Confused about credit scores? Bhushan Padkil, SVP at TransUnion CIBIL, breaks down the key factors that affect your score and ...

If your credit score looks sad in profile pictures, postcards promising “instant approvals” will feel tempting. But the wrong card can cost you hundreds (or thousands) over time through fees, high ...

Achieve reports that unsecured personal loans, based on creditworthiness, can offer lower rates than credit cards, aiding ...

Discover cards are currently not available on CNBC Select and links have been redirected to our credit card marketplace where you can review offers from other issuers like American Express or Chase.

When a credit card company agrees to accept less than the full amount you owe — say, $20,000 on a $30,000 balance — it’s ...

Consolidating debt with a personal loan isn’t just about simplifying bills right now, it’s about making space to move forward ...

Check account, wait for reversal, file complaint if needed. Verify details, monitor limits, keep records to prevent and ...

The length of time it takes to open a credit card can vary depending on whether you apply online or in person, the type of card you apply for and the card issuer. In some cases, the process is ...

A strong credit score enables borrowers to secure low-interest personal loans through better negotiation, disciplined ...

The Wells Fargo Active Cash is one of the best flat-rate credit cards available. Here's why I think everyone should have it ...

MoneyMax's Lim: "We position ourselves as a community lender with a Southeast Asian focus, helping customers who require ...