When you don’t have 35 years’ worth of earnings, Social Security assigns a $0 value for each non-earning year. The $0 years lower your benefit amount so it’s in your favor to have earnings in as many ...

When you've spent four decades or more in the workforce, it's understandable to be drawn to the idea of claiming those ...

You’re not prohibited from working if you collect Social Security retirement benefits, but these rules can apply depending on ...

As 2025 approaches, the Social Security Administration (SSA) has updated the age requirements to qualify for 100% of ...

In the United States, the age at which workers can claim 100% of their Social Security benefits has been steadily increasing, ...

Lots of changes in store for Social Security recipients as more people rely on a system that's operating above capacity. Full ...

Americans retiring in 2025 face retirement delay as full benefits shift to age 67 The timing of receiving retirement benefits is a critical decision, as Social Security benefits replace a portion ...

Spouses with no work history can collect Social Security benefits based on the work record of their retired partner. Spouses that claim Social Security at full retirement age will receive a ...

In 1983, Congress passed a law gradually raising the full retirement age from 65 to 67 to account for longer life expectancies and to help sustain Social Security funds.

In 1983, Congress passed a law gradually raising the full retirement age from 65 to 67 to account for longer life expectancies and to help sustain Social Security funds.

Key Points You must claim Social Security benefits at your full retirement age to get your standard benefit. Your full retirement age is based on your birth year.

In addition, Nerd Wallet will also show you the difference if you took benefits at 67, otherwise known as the Full Retirement Age, when Social Security hits 100% payout.