A dual-income couple approaching retirement with $1.2 million in savings and Social Security benefits faces a critical ...

SmartAsset reports Trump's 2025 tax plan maintains existing capital gains tax rates while introducing the Trump Account for ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

You may be able to get more income out of your savings each year.

To understand why the 4% rule is outdated, it’s important to understand the climate in which it was first created. Back in 1994, Bengen used 30-year historical returns on the stock and bond market to ...

When you have $2 million saved, you are in an enviable position given that the average 50-year-old has a $592,285 401(k) ...

Jordyn joined Investopedia in February 2025. She was previously a freelance writer covering lifestyle, entertainment, politics in the Midwest, and more. draganab / Getty Images One-third of ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

When Suze Orman went viral for saying you need at least $5 million to retire safely — and even more if you want to feel “secure” — the internet erupted. For many Americans, that number sounds not only ...

How should a retirement portfolio be designed for a retiree? It’s a fairly common question, but it rests on a shaky assumption. The biggest of them all is that there is such a thing as an average ...

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...