A short-term certificate of deposit (CD) account comes with an interest rate higher than most traditional savings accounts, high-yield savings versions, and even many long-term CD options.

Commissions do not affect our editors' opinions or evaluations. After climbing for the past couple of years, CD rates have been slowly declining in 2024. CD rates tend to track the federal funds rate.

After a string of cuts were made to the federal funds rate by the Federal Reserve in 2024, many savers have felt like the good times were over for certificate of deposit (CD) account yields.

As a result, the best CD rates in the nation have largely been holding steady after drifting a bit lower at the end of last year. Certificates of deposit (CDs) continue to pay historically high ...

Lauren Graves is an educator-turned-editor specializing in personal finance content. She seeks to make complicated topics easier to understand and less intimidating to the average reader with ...

When choosing a certificate of deposit (CD), you have to compare a few figures to make the right call for your needs — any minimum balance requirements or the amount of interest earned ...

If you're planning to put $100,000 or more into a CD, a jumbo CD might be a good choice. But keep in mind that some regular CDs pay even higher rates than jumbo CDs, so make sure to shop around ...

Business Insider's personal finance team compared Synchrony's CDs to the best CD rates and found it to be an industry leader. Synchrony Bank CD rates are some of the best for people who don't have ...

“Blink Twice,” “Felicity” and “Mo.” Lind began her career as a child actor on episodes of “One Tree Hill,” “iCarly” and “Wizards of Waverly Place” before landing a ...

So is a 6-month certificate of deposit (CD) a good idea? Right now, the annual percentage yields (APYs) on the best 6-month CDs hover around 4.00% to 4.50%. These rates definitely seem attractive ...

While Chase offers a wide variety of terms on its CDs, its rates, which are as high as 4% for a two-month CD, are competitive if you are a customer, but otherwise very low. Here’s an overview ...