A perfect 850 credit score might sound impressive -- but what does it really get you? Here's the truth heading into 2026.

Leaving a tiny balance on a credit card can feel harmless, even strategic, especially when life is busy and the statement due date is just one more notification in a crowded inbox. In reality, that ...

New credit scoring models rolling out across the mortgage industry could dramatically increase the number of Americans who receive a credit score — but experts warn that borrowers shouldn’t confuse a ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Bayern Munich and Liverpool won the blockbuster matchups in the Champions League on Tuesday. Micky van de Ven might have already scored the competition's goal of the season. With a 2-1 win at ...

For years, rival executives have been fighting behind the scenes over who controls the most important number in every American’s financial life: their credit score. Now, a $10 fee has tipped the sides ...

Gen Z has experienced the largest credit score decline of any age group, according to a FICO report. The resumption of student loan payments, high inflation and a tough job market are key factors ...

When it comes to credit scores, having student loans can be a blessing or a curse, depending on how borrowers manage the debt. If you graduated from college with minimal or no student loans, count ...

Equifax EFX-1.01%decrease; red down pointing triangle said it’s offering cheaper mortgage score prices after Fair Issac unveiled a plan to sell its credit scores directly to mortgage lenders and ...

Fair Isaac Corp. will now sell credit scores directly to mortgage resellers, a move that sent shares of third-party credit bureaus plunging. Through a new program, mortgage resellers will be able to ...