Each state sets its own minimum limit: In New York, for example, the minimum is $25,000 in bodily injury liability per person, $50,000 in bodily injury liability per accident and $10,000 in property ...

The state of California raised its minimum liability insurance requirements starting Jan. 1, 2025. The new law increased the amount of bodily injury liability coverage needed to $30,000 per person and ...

In New Hampshire, you only need to show you can pay for damage after a car accident.The state doesn't list a specific amount you need in savings, but the minimum insurance you can buy in New Hampshire ...

Each state sets its own minimum liability coverage limits. For example, Iowa requires $20,000 in bodily injury liability per person, $40,000 bodily injury liability per accident and $15,000 ...

Learn the minimum car insurance requirement in your state in 2025. Understand coverage limits, compare policies, and find the best policy for you.

Utah minimum coverage limits will increase to 30/60/25. Virginia limits will be 50/100/25. North Carolina’s car insurance requirements will rise to 50/100/50 effective July 1, 2025, making it ...

While meeting state minimum car insurance requirements is important, you don't have to stop there. In fact, the bare minimum won’t be enough in most cases. For example, ...

Most changes to state minimum-liability insurance requirements took effect on January 1, 2025, while North Carolina’s new required coverage limits come with a start date of July 1, 2025.

Car insurance laws might let you skate by with the bare minimum -- but that doesn't mean you should. State minimum coverage is often too low to offer real protection, and if you cause an accident, it ...

An SR-22 requires drivers to carry at least state-minimum car insurance, while an FR-44 requires you to buy much higher limits. Florida and Virginia are the only two states that use an FR-44 (they ...

State Farm Minimum-Coverage Insurance Cost. State Farm also offers affordable minimum-coverage rates that are about 6% above the national average of $736 per year or $61 per month.