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Welcome to Mr. Cooper Group fourth quarter 2024 earnings conference call. [Operator instructions] Please be advised that ...

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Q4 2024 Earnings Call Transcript February 1, 2025 Operator: Good morning ladies and gentlemen, and welcome to the Hilltop ...

Good morning, ladies and gentlemen and welcome to the Hilltop Holdings fourth quarter 2024 earnings conference call and webcast. (Operator Instructions) I would now like to turn the conference over to ...