A dual-income couple approaching retirement with $1.2 million in savings and Social Security benefits faces a critical ...

The No. 1 financial goal for most Americans is to stop working. Once they retire, their primary goal becomes not running out of money.

To understand why the 4% rule is outdated, it’s important to understand the climate in which it was first created. Back in 1994, Bengen used 30-year historical returns on the stock and bond market to ...

Reaching 72 with $900,000 in tax-deferred retirement accounts means navigating required minimum distributions (RMDs) while ...

The 4% rule has you withdrawing 4% of your savings your first year of retirement, with future withdrawals adjusted for inflation. For the rule to work, certain factors need to be present. Research ...

When Suze Orman went viral for saying you need at least $5 million to retire safely — and even more if you want to feel “secure” — the internet erupted. For many Americans, that number sounds not only ...

How should a retirement portfolio be designed for a retiree? It’s a fairly common question, but it rests on a shaky assumption. The biggest of them all is that there is such a thing as an average ...

Are you planning to retire in 2026? You’re probably working out how much you can safely withdraw from your pension each year to avoid running out of money. But the old guidance of drawdown amounts may ...

It's common knowledge that many Americans struggle to save enough money for retirement. But another challenge is how to turn those savings into an income. On Monday, Bank of America rolled out a new ...

CEO James Rhyu reported that "Demand for our products and services remain strong. In fact, we believe industry demand and trends around online education continue to grow." He stated the company ...

This article draws heavily on Bill Bengen’s new groundbreaking safe withdrawal rate research and references his latest updates. Bill was kind enough to review the article and his insights are included ...

It’s impossible to determine the “right” withdrawal rate at the outset of retirement. A 4% starting withdrawal rate, with annual inflation adjustments to that initial dollar amount, is often cited as ...