Virtually no one believes that the last-minute election pledges, even if they were to be kept, would make any real difference to the lives or prospects of workers and their families.

FatCamera / Getty Images Banks may have more advertising dollars to spend on promoting personal loans, but the loans they offer are not necessarily better than those offered by credit unions.

Clear. Winds southwesterly 20 to 25 km/h increasing to 30 km/h before turning southerly 15 to 25 km/h in the evening. Sun protection recommended from 10:20 am to 4:10 pm, UV Index predicted to reach 6 ...