🩺 It’s Insurance Open Enrollment Season! 🗓️ From November 1, 2025, through January 15, 2026, you can sign up for, renew, or change your health insurance plan for the new year. But remember 👇 💬 Insurance ≠ Care. Having insurance doesn’t guarantee accessible, quality care — only a dedicated doctor can do that. Here’s a quick breakdown of some common plan types: ✅ Medicare Advantage: You must see doctors, hospitals, and specialists within the plan’s network to get coverage or the lowest cost. ✅
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6.8K views · 92 reactions | After building your emergency fund, it's important to have HMO heatlh insurance if you don't have one yet. In this video, I share some of the reasons why. My blog: https://www.fitzvillafuerte.com My Facebook Page: https://www.facebook.com/ReadyToBeRich My YouTube channel: https://www.youtube.com/ReadyToBeRichYT My podcast: https://the80percentpodcast.com/ #healthinsurance #HMOinsurance #personalfinance | Ready To Be Rich | Facebook
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92 reactions · 28 shares | HMO covers your checkups and hospital bills, life insurance protects your family’s future, and critical illness insurance gives you cash when you’re seriously sick.  Think of them as your health + money Avengers—each one has a different superpower. Don’t choose just one… assemble the full team!  Follow for more insurance tips! #HMOVsLifeInsurance #CriticalIllnessInsurance #FinancialProtection | James Fragata | Facebook
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Ever wonder why HMO has a waiting period? ⏳ It’s to prevent last-minute sign-ups only when people get sick—think of it as ‘no pre-existing shortcuts’ insurance! Plan ahead, get covered early, and thank yourself later! 🏥 Follow for more insurance tips! #HMOTips #StayProtected #HealthFirst | James Fragata
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56 reactions · 15 shares | Before getting an HMO, don’t just look at the price — check what hospitals and clinics are actually covered.  Some “cheap” plans can cost you more later if your preferred doctor isn’t in the network. Choose smart, not just affordable, because health surprises aren’t fun or cheap.  Follow for more insurance tips! #HMO #HealthInsurance #SmartMoneyMoves | James Fragata | Facebook
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