A woman found out her in-laws are investing using her husband’s Social Security number without permission. She called in to The Ramsey Show for advice. | Dave Ramsey

Ramsey Show Reacts to HORRIBLE Credit Card Advice on TikTok!

If you're sick and tired of being sick and tired, it’s time to take control of your money. The 7 Baby Steps are your proven path to get out of debt, save for your future, and build real wealth. Start 2026 with a plan using EveryDollar so you can finally tell your money where to go instead of wondering where it went. You’ve got this! | Dave Ramsey

1.7M views · 20K reactions | The 7 Baby Steps are a proven, step-by-step plan to take control of your money and build wealth. First, save $1,000 as a starter emergency fund. Then, knock out all debt except your house. Once you’re debt-free, build up 3–6 months of expenses. From there, you’ll invest, save for college, and pay off your home early so you can live and give like no one else. Follow this plan and you’ll change your life forever. | Dave Ramsey | Facebook