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MoneyQuest - Penrith on Instagram: "If you have a home loan and don’t understand offset accounts, this could literally save you tens of thousands of dollars. Let me break it down simply: Regular savings account: • You earn maybe 2-3% interest on your savings • You pay 5-6%+ interest on your mortgage • They’re completely separate Offset account: • Links to your home loan • Every dollar in offset = one less dollar you pay interest on • Saves you WAY more than earning interest Example: $600k home l
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