How do I dispute an error on my credit report? | Consumer Financial Protection Bureau

If you’ve got a charge-off on your credit report, here’s the exact play THAT CAN HELP YOU GET IT REMOVED ⬇️ Most people don’t know this, but a charge-off can be challenged and deleted if you follow the right steps and use the laws that protect you. Here’s the breakdown: 1️⃣ Check if the debt was written off If the creditor charged it off, they may have filed a 1099-C (cancellation of debt). You can request this directly from the creditor. If they can’t provide it → that’s a problem for THEM, not

Credit Report Authorization (Consent) Form

How to Report to Credit Bureaus